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Go back to the enewsletter Click the cover to down

first_imgGo back to the enewsletterClick the cover to download the brochureAbercrombie & Kent has unveiled its 2019 portfolio of luxury private and small group journeys throughout the Indian Subcontinent.A&K’s India portfolio, which is the company’s most extensive yet, features private and luxury small group journeys through India, Nepal, Sri Lanka and Bhutan with new routes and unique enhancements.Among the collection is:The new 18-day Icons & Hidden Treasures of Northern India journey introduces Gujarat for the first time, contrasting the bustling cities of Delhi, Jaipur and Udaipur with a rural sojourn at luxury tented camp Chhatra Sagar, leopard spotting at Sujan Jawai Camp and two nights in the historic walled city of Ahmedabad, India’s first World Heritage City, and Gandhi’s home for 13 years. There are tours of Chhatra Sagar’s farm and rural villages, visits to a carpet weaving workshop and gallery where Rajasthani miniatures are produced as well as a Gujurati culinary experience and lunch at leading Delhi eatery Veda. Priced from $13,495 per person.On the 12-day The Golden Triangle & Beyond private journey travellers are introduced to some of northern India’s most important landmarks like the Taj Mahal which is visited morning and evening, Delhi’s Qutub Minar, Fatehpur Sikri and Jaipur’s Hawa Mahal but it also takes guests on a safari in search of tiger and a spiritual immersion in Varanasi. There are opportunities to see Delhi’s most important temples or take an art focused tour in the capital as well as henna painting and turban tying in Jaipur and participating in a hands-on block printing demonstration.Priced from $7,565 per person.The captivating Fabled Hill Stations & the Golden Temple itinerary is a new private journey which invites guests to step back in time to the Raj era in the hills of Shimla, explore tea plantations, visit a quaint artist’s colony, venture to the home of the Dalai Lama in ‘Little Tibet’ and join the sea of pilgrims at Amritsar’s Golden Temple.Priced from $4,995 per person.In the country’s east, the new 10-day Reflections of East India journey takes in the soulful city of Kolkata, its colonial architecture, bustling markets and traditional pottery workshops with dinner hosted by a local art collector in his heritage home. The world of tea is explored in Darjeeling while Sikkim’s mountain scenery and Buddhist spirituality are further highlights.Priced from $5,075 per person.Moving south, A&K’s new 12-day Spirit of South India journey starts in dynamic Mumbai with a dawn walk through the city taking in the famous Sassoon dock fish market and auction. The famed temples of Ajanta and Ellora at Aurangabad are another highlight before a marvellous stay at the opulent Taj Falaknuma Palace, former home of the Nizam of Hyderabad. Taking it down a notch, Tamil Nadu’s French colonial gem Puducherry is a dreamy respite with plenty of time to explore the old quarter, meander along the waterfront and visit the New Age community of Auroville.Priced from $7,265 per person.The 15-day Limited Edition Small Group Journey Sri Lanka: Secrets of the Spice Island takes in five World Heritage sites, traverses the central plains of the Cultural Triangle, the lush tea country and golden beaches in the south. There’s an absorbing walking tour through Colombo with local photographer and identity Mark Forbes, an optional hot air balloon flight over the famed rock fortress of Sigiriya, a cycling tour in and around Galle and appreciation of Geoffrey Bawa’s groundbreaking architectural achievements. The itinerary is limited to 18 guests with departures February and September.Priced from $7,895 per person.Moving north, A&K’s 11-day Bhutan & Nepal: Heart of the Himalayas itinerary is a luxury small group journey which showcases the spiritual, artistic and scenic beauty of these mountain realms. Guests have the opportunity to hike to the revered Tiger’s Nest Monastery, ride a rickshaw through Kathmandu’s Durbar Square, dine with local families and visit important monasteries and museums. Limited to 18 guests with departures April-June and September-November, the journey is priced from $12,545 per person.This year, the portfolio also features bite-size enhancements attached to most journeys. These are little add-ons to enrich the experience in a destination, with examples including a scenic mountain flight around Everest and attendance at one of Bhutan’s colourful festivals. There are also a number of short extensions which can be tacked on to a longer journey to add a different dimension or round off a stay. The Andaman Islands feature for the first time as does Kaziranga National Park in Assam for rhino viewing. There’s a beach stay in glorious Goa, a visit to the desert city of Jaisalmer, mindfulness and meditation at Ananda in the Himalaya, the enchanting ruins of Hampi and more.There is also an exclusive two-week private jet journey which whisks no more than 17 guests around India by privately chartered aircraft showcasing its many treasures. In the capital, there’s a rickshaw ride through Old Delhi, lunch on a working farm in Punjab, a circuit of Amritsar’s mesmerising Golden Temple and attendance at the theatrical flag lowering ceremony at the Wagah Border. The plane touches down in Agra for a visit to the Taj Mahal en route to the pink city of Jaipur before heading to the exotic temples of Khajuraho and a wildlife safari. There’s a stay in the dreamy lake city of Udaipur and a grand finale in dynamic Mumbai.Prices from $58,815 per person departing 31 October 2019.See abercrombiekent.com.auGo back to the enewsletterlast_img read more

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Rep Potvin to meet with residents in Barryton Sept 19

first_img14Sep Rep. Potvin to meet with residents in Barryton Sept. 19 State Rep. Phil Potvin, R-Cadillac, is holding office hours Monday, Sept. 19, to meet with residents of the 102nd House District. He will be available from 9:30 to 10:30 a.m. at Williams Café, 19636 30th Ave. in Barryton.“I regret that I wasn’t able to make it to Barryton last month, and I’m looking forward to meeting with residents there on Sept. 19,” Rep. Potvin said. “I hope people take an opportunity to come to Williams Café and sit down with me. I enjoy hearing feedback from residents in our district, and I’m always happy to answer questions about what is going on in Lansing.”No appointment is necessary for office hours. Anyone unable to attend can contact Rep. Potvin’s Lansing office at (517) 373-1747. The representative also can be reached by email at philpotvin@house.mi.gov; or by mail at S-1386 House Office Building, P.O. Box 30014, Lansing, MI 48909.##### Categories: Newslast_img read more

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In This Issue Draghis comments boost the euro

first_imgIn This Issue. * Draghi’s comments boost the euro… * Chuck’s thoughts from Vancouver… * US data surprises on the upside, or does it??? * Aussie set for further appreciation… And, Now, Today’s Pfennig For Your Thoughts! A bit of verbal intervention seems to do the trick… Good day. And good Friday morning to everyone. This has been a long week for me, as I seemed to be playing catch up for most of the past few days after taking last week off. Sometimes I wonder if taking a week off is really worth it, as I tend to increase my pace the days leading up to vacation and then it takes several days after you get back to finally get caught back up. I think the Europeans have something with their one month vacations! The markets took a bit of a vacation from the European debt crisis this week as the euro looks like it is going to end the week with over a 1% gain. In fact, the Swiss franc, Euro, and Danish Krone are going to end the week as the best performing currencies vs. the US$, posting a 1.17% gain. I wrote about Mario Draghi’s comments yesterday morning, when he said the ECB stands ready to ‘do what it takes’ to support the common currency. We got an initial ‘bounce’ after his comments yesterday morning, and typically we would see these knee jerk reactions reverse as the trading day wears on. But Draghi’s words really carried some weight with currency traders yesterday, and the euro rally held even after his thoughts had been fully digested by the markets. Chuck sent me a note late last night with his thoughts on yesterday’s euro rally, so here is Chuck: I watched the euro rally yesterday, that was fueled by the comments by European Central Bank (ECB) President Mario Draghi yesterday… You know, as much as I would like to believe the dollar rally is over, I also know in my heart of hearts that this is what we call in the financial world as a dead cat bounce… For all you cat lovers out there, no cats were harmed, it’s just a saying! I doubt seriously that the euro has the legs to run with the rally that began yesterday on the Draghi comments… The psychological gloom and doom hanging over the euro now is pretty heavy… and opposed to the Hollies… He ain’t heavy, he’s my brother… it will continue to weigh on the euro… But at the same time, don’t get caught up in the dollar index hype either… the dollar index, which we’ve explained many times in the past is so heavily weighted with the euro as one of the components of the index… It does not contain the Aussie dollar, New Zealand dollar, the Chinese renminbi, etc. So, to get caught up in the dollar index hype, is like turning down the wrong street… it’s not going to get you where you want to go! I can tell you that here in Vancouver, most of the analysts that have gotten up to talk about world economies, etc. believe that the dollar is set for a steep downward move, once we get past this bear market rally by the green/peach back… So… that’s all from here… wheels are up on my plane Friday morning, as I head to my summer vacation… I won’t be filing any reports next week, and hopefully, I don’t even turn my laptop on… that’s my challenge for next week! The euro rally was helped by US data released yesterday which showed the US economy is doing a bit better than expected. Durable goods orders increased 1.6% during the month of June (economists had predicted a .% increase). And the weekly jobs numbers also came in better than expected, with 27,000 less first time claims last week than economists had expected. But digging into the numbers shows things may not be as rosy as initially indicated. The durable goods orders increase were largely due to a surge in aircraft orders. The ex-transportation number showed business actually placed 1.1% fewer orders for long lasting manufacturing goods in June. And digging a bit deeper into the report uncovered even more worrying data. Orders for so-called core capital goods, which are a very good indication of business investment plans, dropped 1.4% during June, the third decline in four months. And the weekly jobs number stayed above 350k for another week, coming in at 353,000. We have not seen initial jobless claims below 350k since March of 2008. And the pending home sales number which was the last piece of data released yesterday showed the housing market is almost having as tough a time recovering as the labor market. Pending home sales showed a 1.4% decrease during June after a 5.4% increase the month before. Today the US will release its first of three estimates for second quarter growth. GDP is expected to have increased 1.4% during the second quarter, a slight decrease from the first quarter growth of 1.9%. But the disappointing durable goods numbers could indicate even the 1.4% estimate is optimistic. The weaker Euro has helped manufacturers in Germany, but perhaps at the cost of manufacturing here in the US. Europe has been winning the global race for weaker currencies during the first half of the year, and the manufacturing and export numbers will suffer here in the US because of the stronger dollar. Another report due out today here in the US is predicted to show consumer sentiment fell to the lowest level this year. The U of Michigan Confidence report will be released later this morning and is expected to have fallen to 72 in July from a level of 73.2 last month. Bernanke and the Fed stand ready to take action if the US economy shows any more signs of weakness. The FOMC will announce its rate decision on August 1st, but there isn’t much they can do as far as moving the rates lower. The markets are instead going to focus on what ‘other’ tools the Fed decides to use; QE III? TWIST III? Or will it be some new idea dreamed up to try and get things moving in the right direction? With this being an election year, I can guarantee the administration is going to be putting pressure on the members of the FOMC to try and do something to stimulate the US economy. The problem is that there just doesn’t seem to be a lot of fuel left for the Fed to use to juice this anemic economic recovery here in the US. Interest rates remain at historic lows, and funds are flowing freely through the credit markets. Unfortunately there are a lot of similarities to where the US economy is sitting and where Japan is. Both of our economies seem to be mired in the muck of slow growth, weak investor confidence, and relatively strong currencies. Europe has taken much of the spotlight off of the US and Japan, but there are still real questions concerning the future of these two global powerhouses. The commodity currencies had another good day yesterday as global investors seemed to be more confident on the recovery prospects. Currency traders have been moving funds out of the safe haven parking spot of US treasuries and back into higher yielding currencies of South Africa, New Zealand, and Australia. The New Zealand dollar built on yesterday’s good performance and pushed back above 80 cents. The South African rand gained for a third day and is set for its first weekly advance. The Australian dollar remained higher than $1.04 for a second day in a row after rebounding from a low of $.9582 set back at the beginning of June. The technical charts indicate the Aussie dollar may not be done climbing. The head of fixed income strategy at UBS said the Aussie dollar may climb to $1.0558 in the coming days. Apparently the ‘stochastic oscillator’ which is a momentum indicator shows the Aussie dollar is set for further appreciation (I have absolutely no idea what a stochastic oscillator is, but I will take his word that it is a good thing!). Another story I came across this morning said China’s currency had advanced to a one week high on Draghi’s verbal defense of the euro. The Renminbi also got a boost from stimulus measures enacted by local Chinese governments. The Chinese renminbi has been falling in value since the end of April, but recent trading indicates this downward trend may be reaching a bottom. Something I find even more interesting than the direction of the Chinese currency is that it is actually moving in both directions and that it seems to be reacting to global events. Just five years ago the currency was totally controlled by the Chinese government, and any movement was the result of Chinese officials moving the ‘peg’. Now the renminbi is actually starting to react to global macro-economic events, which is a very positive change! Then There Was This… Ty Keough sent the desk a note yesterday pointing out the fact that Chuck Butler got a mention in the 5 Minute Forecast yesterday. The ‘Five’ as it is known on the desk, is a favorite read of many of us here as it condenses much of what happened during the trading day into a smartly written summary. Here is what the 5 had to say about our fearless leader: “What appears to be evident may not be imminent,” cautions EverBank World Markets president Chuck Butler. That is, just because something is bound to happen doesn’t mean it’ll happen right away. Mr. Butler noticed the U.S. government racking up debt at a precipitous rate starting in 2001. But it didn’t show up in the form of a falling dollar index until the following year. Now? The debts have become far larger, and even more unsustainable. But with fear abounding over Europe, it’s not showing up in a weakening dollar. Not now. But it will. That gives you time to carry out the most important diversification Chuck believes you need in your portfolio — currency diversification. Make sure you’re exposed to currencies other than the U.S. dollar, while there’s still time. EverBank offers a host of innovative products to that end. You can read the entire 5 Min. Forecast by going here.To recap: Draghi’s comments continued to keep the value of the euro higher, but Chuck warns us that this rally may not be a trend reversal. US data released yesterday looked good on the outside, but wasn’t so positive after we dug a bit deeper into the numbers. Today we will get the GDP estimate for the 2nd quarter, and the markets are expecting a slowdown here in the US. If we do slowdown, the pressure will be increased on Bernanke and his team to do something about it at their meeting next week. Commodity currencies are posting their first positive week in a while, and the Chinese renminbi is beginning to look like it will reverse its recent slide. Currencies today 7/27/12. American Style: A$ $1.0436, kiwi .8051, C$ .9923, euro 1.2302, sterling 1.5740, Swiss $1.0249, European Style: rand 8.2290, krone 6.0530, SEK 6.8862, forint 230.24, zloty 3.3617, koruna 20.564, RUB 32.235, yen 78.09, sing 1.2509, HKD 7.7571, INR 55.3463, China 6.3807, pesos 13.3913, BRL 2.0213, Dollar Index 82.793, Oil $89.67, 10-year 1.46%, Silver $27.77, Gold. $1,627.50, and Platinum $1,418.75. That’s it for today. I want to wish my Lucy good luck as she heads into the doctor for an operation today. Lucy is my 10 year old yellow lab and is having a couple of ‘growths’ removed. I know many of you readers are probably wondering why I would be writing a good luck wish to a dog, but my wife reads the Pfennig, and I’m sure she will pass along my good luck wishes to Lucy. My kids will tell you our two dogs, Lucy and Murphy get more attention than the rest of the family! Lucy is really a sweet girl, and I do hope she pulls through without any complications. We got a break from the 100 plus temps yesterday but didn’t get any of the rain they promised. I hear the triple digits will be back today, so the relief was short lived. Hope everyone has a wonderful weekend, and thanks for reading the Pfennig!! Chris Gaffney, CFA Vice President EverBank World Markets 1-800-926-4922 1-314-647-3837 www.everbank.comlast_img read more

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first_img Sponsor Advertisement The silver price action was a bit choppier, but the general chart pattern was the same.  The silver price made it back above the $21 spot price mark, but wasn’t allowed to close there. The low and high were recorded as $20.805 and $21.17 in the September contract, which is the new front month. Silver finished the Monday trading day at $20.96 spot, up a whole 9 cents from Friday’s close.  Net volume was very chunky at 44,500 contracts. The CME Daily Delivery Report for Day 2 of the July delivery month in silver showed that 7 gold and 565 silver contracts were posted for delivery within the Comex-approved depositories on Wednesday.  The two largest short/issuers were BNP Prime Brokerage, a name I don’t see too often, with 195 contracts—and Canada’s Scotiabank with 143 contracts.  The two largest long/stoppers were JPMorgan with 274 in its client account for a change—and Barclays with 255 in its client account as well.  There was quite an assortment of short/issuers on the list, so yesterday’s Issuers and Stoppers Report is worth a quick peek. Well, there was finally a deposit into GLD—and it was a pretty decent amount as well—182,882 troy ounces.  And as of 6:52 p.m. EDT yesterday evening, there were no reported changes in SLV.  But when I was editing this column at 2:32 a.m. this morning, I saw that another huge chunk of silver had been withdrawn from SLV.  This time it was 2,064,313 troy ounces.  Since the rally began in silver in early June—10.2 million ounces has been withdrawn from SLV—and it’s still owed north of 8 million ounces.  That’s about nine days of world silver production.  And since they haven’t been depositing any metal since these rallies began, it’s obvious that the authorized participants are shorting the shares in lieu of depositing the metal. The U.S. Mint had a sales report to end the month.  They sold 3,500 troy ounces of gold eagles—1,000 one-ounce 24K gold buffaloes—and another 320,000 silver eagles. Unless they add some more sales today, which is highly doubtful, the June month ended with 48,500 troy ounces of gold eagles sold—16,000 one-ounce 24K gold buffaloes—700 platinum eagles—and 2,692,000 silver eagles. June was the lowest sales month for silver eagles this year by far—and that’s because Ted Butler’s big buyer backed away from the table at the end of May.  That was the same time as the mint’s silver eagle allocation program ended as well. Over at the Comex-approved depositories on Friday, there was 31,992 troy ounces of gold reported received—and it all went into HSBC USA.  No gold was reported shipped out.  The link to that activity is here. There wasn’t much in/out activity in silver, either, as only 58,313 troy ounces were received—and 20,153 troy ounces were shipped out the door.  The link to that activity is here. Since it’s my Tuesday column, I have the usual boat load of stories, as I have three days worth of news for you—and I hope you like some of them. The curious case of silver not being deposited into the big silver ETF, SLV, on the recent high volume price rally and, instead, being withdrawn has continued this [past] week. Where my back of the envelope calculations suggested close to 7 million oz of metal should be coming into the trust, instead a like quantity has departed. This is in the same league as the continuous COMEX silver warehouse turnover, namely, as an indication of physical tightness in the wholesale silver market and just as ignored by most metals commentators. – Silver analyst Ted Butler: 28 June 2014 I must admit that I wasn’t sure what to expect on the last trading day of the month—and the quarter.  I was expecting the worst as the month drew to a close, but that scenario never materialized.  As a matter of fact the HUI gained over 3 percent during the last three trading days of June. But that still doesn’t change my short-term view of the gold and silver markets—and as you examine their respective 6-month charts below, you’ll note that the RSI indicators are still at nosebleed levels—and yesterday’s price action didn’t do anything to improve that. Platinum and palladium both chopped around above unchanged for most of the day.  Both made rally attempts in New York trading that got capped—and they both finished off their respective highs, with platinum up 9 bucks—and palladium up 2 bucks.  Here are the charts. The dollar index close late on Friday afternoon at 80.03—and barely moved until the London open, which was the high tick at 80.07.   From there it developed a slight negative bias until it hit 79.95 around 10 a.m. in New York.  At that point the index slid down to 79.78 by shorty after 11 a.m. EDT—and traded flat from there.  The index closed on Monday at 79.78—down 26 basis points. The silver equities followed an almost identical path—and Nick Laird’s Intraday Silver Sentiment Index closed up 1.89%.center_img The RSI indicators are still at nosebleed levels The gold price traded as flat as the proverbial pancake until 2 p.m. Hong Kong time—and then it got sold down five bucks to its low of the day about five minutes before the Comex open.  From there it rallied right past the Comex close—and just before 2 p.m. EDT, it popped another six bucks or so before trading more or less sideways until the 5:15 p.m. EDT close of electronic trading. The low and high tick were recorded by the CME Group as $1,311.00 and $1,330.40 in the August contract. Gold finished the Monday trading session at $1,326.90 spot, up $11.80 from Friday’s close.  Volume, net of July, was 134,000 contracts, with about 5,000 contracts of that amount trading in the September and December delivery months, so they could have been roll-overs out of August. The gold stocks gapped down a percent at the open of trading on Monday, but began to rally after the London p.m. gold fix was in—and then traded flat from 3 p.m. EDT until the close.  The HUI finished the day up 1.65%.  I was more than happy to see the stocks close the day, the month—and the quarter—in decidedly positive territory. Of course things can remain overbought for serious lengths of time, just like they can be oversold for the same amount of time.  But I’m still convinced, based on the past 15 years of price history, that an engineered price decline will put an end to this situation at some point.  But there’s always that black swan out there someplace. So we wait. And as I write this paragraph at 2:24 a.m. EDT, the London open is still 35 minutes away.  The gold price is comatose, except for the vertical price spike at 9 a.m. Hong Kong time—and that got dealt with in the usual manner within 30 minutes or so.  Gold volume is way up there already, so it took a fair amount of Comex paper to hammer that price spike flat.  Silver is back above $21—but only by the skin of its teeth—and volume is already very decent there as well.  Platinum and palladium are doing precisely nothing—and the dollar index is up 6 basis points. Today at the close of Comex trading, is the cut-off for this week’s Commitment of Traders Report—and since Friday is Independence Day in the U.S.A., the report won’t be issued until the following Monday.  But I can tell you right now that it won’t make for fun reading. And as I send this out the door at 4:35 a.m. EDT, I note that gold has gone from being flat, to down a couple of bucks and, in actual fact, none of the other three precious metals are doing much, either, now that London has been open a bit over 90 minutes.  Volumes are still a lot heavier than I’d like to see, but have quieted down quite a bit in the last 30 minutes or so.  Gold volume is north of 30,000 contracts—and silver’ volume is just over 10,000 contracts.  These are big numbers for this time of day.  The dollar index is up a small handful of basis points. That’s more than enough for today—and I’ll see you here tomorrow. Drilling Intersects 102 Meters of 1.97 gpt Gold at Columbus Gold’s Paul Isnard Gold Project; Drilling Confirms Depth Extension of Gold Mineralization Columbus Gold Corporation (CGT: TSX-V) (“Columbus Gold”) is pleased to announce results of the initial five (5) core drill holes at its Paul Isnard gold project in French Guiana. The holes confirm depth extension of gold mineralization below shallow holes drilled on the 43-101 compliant 1.9 million ounce Montagne d’Or inferred gold deposit at Paul Isnard in the 1990’s and support the current program of resource expansion through offsetting open-ended gold mineralization indicated by the earlier holes. Robert Giustra, CEO of Columbus Gold, commented: “These drill results validate Columbus Gold’s approach to adding ounces with a lower-risk drilling program designed to infill and to extend the mineralized zones to 200 m vertical depth from surface; a depth amenable to open pit mining.”  Fourteen (14) holes have been completed (assays pending) by Columbus Gold in the current program and drilling is progressing at the rate of about 3,000 meters per month with one drill-rig on a 24 hour basis. Columbus Gold plans to accelerate the current program by engaging a second drill-rig as soon as one can be obtained.  Please visit our website for more information about the project.last_img read more

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Tech Giants Form Group to Pressure US Over Surveillance

first_img Apply Now » Seven of the nation’s largest technology companies have teamed to pressure the U.S. to scale back its government surveillance programs, demanding five changes in the way the U.S. compiles and uses the data of private citizens.“We understand that governments have a duty to protect their citizens,” the companies wrote in an open letter on the website for their coalition. “But this summer’s revelations highlighted the urgent need to reform government surveillance practices worldwide. The balance in many countries has tipped too far in favor of the state and away from the rights of the individual — rights that are enshrined in our Constitution. This undermines the freedoms we all cherish. It’s time for a change.”The companies involved are Who’s Who list of the American Internet: AOL, Facebook, Google, LinkedIn, Microsoft, Twitter and Yahoo. In one way or another, all were involved in the National Security Agency’s surveillance of Americans and people abroad. The companies have publicly objected to government access to data – in some cases directly through the companies’ own servers. They have also lamented that they were not able to communicate their communications with the government itself, for fear of violating the law. Yahoo CEO Marissa Mayer went so far as to suggest she could be accused of treason if she made disclosures to the public.Related: Amid Surveillance Concerns, Two Companies Shut DownWhile the companies’ letter focuses on individual rights, there is also a big business implication at stake. The Information Technology & Innovation Foundation earlier this year suggested U.S. companies could lose as much as $35 billion over the next three years as businesses and individuals move their data to countries with better data protection.Indeed, Brad Smith, Microsoft’s general counsel, is quoted on the site saying as much. “People won’t use technology they don’t trust,” he wrote. “Governments have put this trust at risk, and governments need to help restore it.”The business coalition wants five key changes:1. Limits on surveillance. In short, the companies are looking for changes in the law that make it harder for the government to force businesses to give up data.2. Better oversight. The coalition is seeking reform to the Foreign Intelligence Surveillance Court, which approves subpoenas. The group wants that court to be more open and have an adversarial process, like the rest of the federal court system.3. Transparency to customers. A key problem for companies has been their inability to tell customers – and investors – that requests for data had been made by the NSA. The coalition wants more flexibility in disclosing subpoenas to the public.4. Data flow. The group wants the government to allow transfer of data across borders, without having to worry that the NSA will tap data centers overseas.5. Better government coordination. All of the companies operate internationally, and so are subject to different surveillance laws in different countries. The coalition wants a treaty or agreements to standardize practices.Related: Can This Company Save You From The NSA’s Prying Eyes?  3 min read 2019 Entrepreneur 360 List Next Article Ray Hennessey The only list that measures privately-held company performance across multiple dimensions—not just revenue. Technology Tech Giants Form Group to Pressure U.S. Over Surveillancecenter_img December 9, 2013 –shares Opinions expressed by Entrepreneur contributors are their own. Editor-at-Large Add to Queue Image credit: REUTERS/Kacper Pempel Guest Writerlast_img read more

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World Leading AI Chatbot Provider Bespoke Announces US Launch

first_imgWorld Leading AI Chatbot Provider Bespoke Announces US Launch PRNewswireMay 9, 2019, 4:50 pmMay 9, 2019 Chatbot Technology Used by World-Famous International Travel Destinations Now Available for US-based HotSpots at Restaurants, Coffee Shops, Hotels, Airports and MoreBespoke, a leading developer of multilingual Artificial Intelligence solutions serving travel and tourism industries throughout Japan, announce the company’s US launch, providing advanced AI-powered chatbot solutions to US restaurants, coffee shops, hotels, airports, municipalities and more.  Bespoke’s unique natural language processing technology provides superior accuracy and performance, resulting in increased customer usage and satisfaction. In addition, Bespoke is announcing their first U.S. product availability:  ChatConnect, an easy-to-implement offering enabling businesses to run customizable, chat-based surveys or promotions as their branded company WiFi sign-on landing page.“A company’s WiFi sign-on page provides a perfect, yet untapped, opportunity to engage with important customers who are at a given location, allowing business owners to capture real insight, improve customer loyalty and more,” said Akemi Tsunagawa, founder and CEO of Bespoke. “We created ChatConnect to allow businesses to quickly engage with and learn from their customers with our friendly, familiar and compelling chat experience that customers actually want to use.”Marketing Technology News: Introducing Pardot Business Units: Powering Personalized Enterprise B2B Marketing at ScaleTo get started, businesses simply sign up, enter the information to display to customers, and update their existing WiFi redirect URL. After a straightforward 15-minute onboarding, a business is ready to begin benefiting from chat-based surveys and promotions – all administered to customers through an engaging and familiar chat interface.Marketing Technology News: Streaming TV Viewership up 72% Yoy, Advertisers Shocked at 47% Fail RateBased in Tokyo, Bespoke Inc. is a world-leading developer of multilingual Artificial Intelligence solutions serving travel and tourism industries. With a focus on providing accessibility and uncovering local resources for users from over 100 countries, one of the company’s most popular products is the Bebot AI travel concierge. Bespoke custom AI chatbot customers include Holiday Inn, Sofitel Hotels & Resorts and Narita International Airport. As of Q1 2019, over forty-thousand travelers interact with Bespoke Chatbot technology daily.Marketing Technology News: SAP Offers New SaaS Solution to Onboard Millions of Partner Users, Granting Access to Sensitive Data Without Regulatory Risk Akemi TsunagawaArtificial IntelligenceBespokechatbotMarketing TechnologyNewsWiFi redirect URL Previous ArticleMINDBODY Acquires Bowtie.aiNext ArticleCGI Influencers: The Rise (and Eventual Fall)last_img read more

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HCL Technologies Announces Close of Acquisition of Select IBM Products

first_img AcquisitionC VijayakumarHCL TechnologiesIBM ProductsInformix 14.10Marketing Technology NewsNews Previous ArticleBizzabo Study: 84% of B2B Tech Leaders Say Event Marketing is Critical to SuccessNext ArticleAvaya Receives 2019 Unified Communications Product of the Year Award Company Launches HCL Software Business Unit to Operate the Enterprise Software Offerings HCL Technologies (HCL), a leading global technology company, confirmed the official close at the end of June 2019 the previously announced acquisition of select IBM products for security, marketing, commerce, and digital solutions. As part of the deal’s close, HCL takes full ownership of the research and development, sales, marketing, delivery, and support for AppScan, BigFix, Commerce, Connections, Digital Experience (Portal and Content Manager), Notes Domino, and Unica.“We are excited for the next phase of the HCL Software Business Unit and are confident that these products will see good growth trajectory backed by our commitment to invest in product innovation coupled with our strong client focus and agile product development”HCL is also formally introducing HCL Software, a new division that will operate this enterprise software product business and meet customer demand. A Business Unit of “Products and Platforms” (Mode 3), HCL Software has successfully delivered more than 340 partner releases and more than 90 HCL releases, including such popular products as Informix 14.10, Domino 10, Workload Automation 9.5. The division aspires to reshape the enterprise software business, focused on innovation and cutting-edge delivery for customer success.Marketing Technology News: Connected TV is Transforming the Digital Advertising Ecosystem: ExtremLatest Video Benchmarks Report Shows 49% of Video Ad Impressions Going to CTV“We are excited for the next phase of the HCL Software Business Unit and are confident that these products will see good growth trajectory backed by our commitment to invest in product innovation coupled with our strong client focus and agile product development,” said C Vijayakumar, President & CEO, HCL Technologies. “In addition, we see tremendous potential for creating compelling ‘as-a-service’ offerings by combining these products with our traditional IT and next gen services.”Marketing Technology News: Anexinet Continues Growth Under New Ownership“Our mission is to help customers achieve success with their IT investments through relentless innovation of our products,” said Darren Oberst, Corporate Vice President and Head of HCL Software. “We are intensely customer-focused, in our product roadmaps, client advocacy, transparent development processes, high-velocity releases, and consultative sales teams. Our customers will be the ultimate beneficiaries, and we look forward to collaborating with them. We are also pleased to welcome the IBM employees who are joining HCL Technologies.”Marketing Technology News: Cognitiv Launches First Deep Learning Incrementality Solution To Help Marketers Find New Customers HCL Technologies Announces Close of Acquisition of Select IBM Products Business WireJuly 2, 2019, 4:25 pmJuly 2, 2019 last_img read more

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NIH awards 35 million to continue development of robotic system for treating brain

first_imgReviewed by Alina Shrourou, B.Sc. (Editor)Nov 13 2018Researchers at Worcester Polytechnic Institute (WPI) and Albany Medical College, along with corporate partners GE Global Research and Acoustic MedSystems Inc., have received a five-year, $3.5 million award from the National Institutes of Health (NIH) through the National Cancer Institutes’ (NCI) Academic-Industrial Partnership program, to continue development of an innovative robotic system that, operating within an MRI scanner, can deliver a minimally invasive probe into the brain to destroy metastatic brain tumors with high-intensity therapeutic ultrasound under real-time guidance.The grant, the second major NIH award for the system’s development, will enable the research team to model the behavior of the ultrasound ablation system, implement thermal monitoring to provide real-time feedback on dose delivery, optimize and verify the effectiveness of the system, and certify its readiness for human clinical trials. The research team is led by principal investigators Gregory S. Fischer, PhD, associate professor of mechanical engineering and robotics engineering at WPI and director of the Automation and Interventional Medicine Laboratory, and Julie G. Pilitsis, MD, PhD, chair of the Department of Neuroscience and Experimental Therapeutics and professor of neurosurgery at Albany Medical College.Fischer and Pilitsis will work closely with the two corporate partners. Acoustic MedSystems in Savoy, Ill., will design, build, and validate the needle-based therapeutic ultrasound (NBTU) probe and provide the software to visualize and control it. GE Global Research Center in Niskayuna, N.Y., will implement thermal imaging capabilities to monitor, in real time, the ablation of tumor tissue, and will collaborate on integrating the robotic system with its clinical MRI scanner.Brain metastases, which are among the most common type of brain tumors, occur when primary cancers in other organs spread to the brain. About 170,000 new cases are diagnosed each year in North America. Currently, the only treatment options are chemotherapy, radiation, and surgery, all of which have limited success and can harm unaffected brain tissue; in addition, surgery is possible only when tumors are in accessible locations.The system being developed with the NIH award takes a different approach to treatment. It uses a thin (2 mm in diameter) probe that can be inserted into the brain through a small hole drilled in the skull and placed within the tumor. By adjusting the probe’s orientation and power output, doctors will be able to deliver doses of high-intensity ultrasound energy that are lethal to tumors, while minimizing damage to surrounding brain tissue. High-intensity ultrasound energy kills tissue by heating it (called thermal ablation), making it possible to use an MRI scanner’s ability to detect thermal emissions to monitor the dose delivered to the tumor.”Thermal ablation has shown potential as an effective treatment,” Pilitsis said, “but the available devices for using this therapy have severe limitations and can’t treat all shapes, sizes, and locations of tumors. Our hope is that this integrated robotic system will one day be able to provide all brain tumor patients with a safer, more accurate treatment.”The probe will be inserted into the brain with a robotic system developed by a WPI research team led by Fischer. The core of the system is a robot capable of operating inside an MRI scanner. It will position and align the probe before it is inserted into the brain and then adjust its depth and rotate it during the procedure to conform to the shape of the tumor. To ensure that the probe is precisely targeted at the tumor, the robot’s alignment must be based on real-time MRI scans, rather than pre-operative images, since the brain can shift as the patent is being prepared for the surgery. Real-time scans are also needed to verify the position of the probe in the brain, while live MRI-based thermal imaging will be used to monitor and provide feedback on the effects of the ultrasound ablation.”Our system is designed to provide very precise, closed-loop control,” Fischer said. “We will use live MRI images and thermal imaging to control the pattern of the ablation and monitor and adjust it in real-time to confine the thermal effects to the area within the tumor boundaries and to ensure that we are maximizing the odds that we are removing the entire tumor, while minimizing the chances of damaging non-malignant tissue.”Related StoriesNeural pathways explain the relationship between imagination and willingness to helpStudy provides new insight into longitudinal decline in brain network integrity associated with agingNew therapy shows promise in preventing brain damage after traumatic brain injurySince this control depends on live images, the WPI robot has been carefully designed to work within the tight confines of the MRI scanner and to operate effectively despite the presence of other technology, including anesthesia equipment, imaging coils, and patient monitoring apparatus.In addition, because MRI scanners use a powerful magnet, the robot must be made without ferrous metals. It will be constructed mainly from plastics and ceramics and will use innovative piezoelectric motors and custom motion-control electronics that generate very low levels of electrical noise to avoid interfering with the MRI imaging system. In addition, the robot must be designed so that any parts that come in contact with the patient can be sterilized and so that the system can operate reliably and safely within a surgical environment.In addition to the robot, the WPI team, which includes PhD candidates Paulo Carvalho and Katie Gandomi and research scientist Christopher Nycz, PhD, is also developing a modular controller to operate the robot and will work to integrate the robotic system with multiple other systems, including the MRI scanner, the software that controls the Acoustic MedSystems probe, and 3D navigation software. Fischer said the goal is to deliver a system that can be easily integrated into the work flow inside a surgical suite. “When we get to clinical trials we won’t be able to have an army of engineers on site,” he said. “So we need to get to the point where everything runs very, very smoothly.”Some of this work will be conducted at WPI’s PracticePoint R&D facility for medical cyberphysical systems, a membership-based research, development, and commercialization alliance founded to advance healthcare technologies. Now under construction at WPI’s Gateway Park campus, PracticePoint, which in 2017 received a $5 million matching grant from the Massachusetts Baker-Polito Administration and the Massachusetts Technology Collaborative, will have point-of-practice clinical case scenarios–a hybrid operating room, a medical imaging suite, a reconfigurable patient care suite, a rehabilitation lab, and a residential setting–where smart medical devices and systems can be researched, developed, and tested. The surgical imaging suite will include a 3-Tesla MRI scanner made by GE Healthcare, a core industry partner in PracticePoint.”We will be leveraging the facilities at PracticePoint to do a lot of our system testing, MRI compatibility validation, and system integration,” Fischer said. “Having the ability to conduct this work here in Worcester, using a scanner comparable to the technology in which our pre-clinical studies will be conducted, will be a huge advantage.”The robotic system being developed with the current NIH award is an evolution of a system designed and tested by the WPI-Albany Medical College team with an earlier five-year, $3 million award from the agency. “In the first phase of the project, we developed a proof-of-concept system and demonstrated that it worked as expected,” Fischer said. “With the new award, we can optimize and fully characterize the system, verify it with pre-clinical studies, and get it ready for clinical use.”While their current focus is delivering a system for treating brain tumors with ultrasound ablation, Fischer said the research team is also considering other applications for their technology. “We are creating a versatile stereotactic neurosurgery delivery device,” he said, “one with much broader potential applications. For example, we could use it to deliver other ablation technologies, to do biopsies, to do electrode placement for deep-brain stimulation, and even to deliver therapeutics such as gene therapy. This research has opened up a world of exciting possibilities.”Source: https://www.wpi.edu/news/wpi-and-albany-medical-college-developing-robotic-system-treat-brain-tumorslast_img read more

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Study charts cesarean delivery trends in India

first_imgReviewed by James Ives, M.Psych. (Editor)Mar 25 2019Had India fallen prey to the epidemic of cesarean currently affecting many countries in the world? Thanks to the data issued from the latest National Family and Health Survey, Christophe Z. Guilmoto and Alexandre Dumont, both IRD researchers, have been able to chart some of the main trends and differentials.What do we know about cesarean sections, also called C-sections, in India when the country still lacks any reliable hospital statistics? With still a lot of deliveries taking place at home and no national system to track them, it would seem difficult to assess the situation. However, the data derived from the latest National Family and Health Survey conducted in 2015-2016 shed a lot of light on childbirth practices across the country. A study by IRD researchers has recently examined existing evidence and been able to chart some of the main trends and differentials.”A first finding of this study relates to the rapid increase in the number of cesarean deliveries performed in India since the last survey conducted in 2005-2006, a transformation linked to the increasing proportion of women delivering in hospitals”, declares Christophe Z. Guilmoto, demographer at Ceped research unit. 17,2 % of births in India were estimated to have been delivered by cesarean in 2010-16. This cesarean rate is already above the benchmark of 10-15 % proposed by WHO and above levels observed in richer countries such as the Netherlands or Finland.A second finding is that this national average of 17,2 % conceals considerable variations across social categories and regions. Many regions still lack access to adequate maternal facilities and cesarean rates in states such as Bihar or Madhya Pradesh lie below the 10% level advanced by WHO. But the situation appears even more critical among the poorest quintile of the population (4.4% of births delivered by cesarean), leading to extreme inequality in the access to cesarean within the country. “During the same period, more than a third of the births are delivered by cesarean section among the richest quintile and in several states of South India such Andhra Pradesh, Kerala and Telangana -with rates above 50% reported in some districts”, underlines Alexandre Dumont, epidemiologist in the same unit. Such elevated rates point to the frequent use of surgical deliveries among low-risk pregnancies, especially in private facilities-this in spite of potential complications such as infection or hemorrhage.Related StoriesIt is okay for women with lupus to get pregnant with proper care, says new studyBordeaux University Hospital uses 3D printing to improve kidney tumor removal surgeryHave cancer, must travel: Patients left in lurch after hospital closesAll in all, the study estimated that the shortfall of cesarean deliveries in the poorest regions represented 2.2% of deliveries in 2010-16, while the excess observed in more prosperous populations accounted for 7.0% of them. This analysis highlights the double burden facing today India’s health authorities: on the one hand, the need to improve access to secure deliveries in many districts of North India and among the poor in order to reduce maternal and neonatal mortality, and on the other hand, the challenges presented by the growing overuse of cesarean deliveries in more advanced parts of the country. For the researchers, current trends and India’s economic progress suggest that the proportion of births delivered by C-section will continue to increase in the future well above medically-justifiable levels unless efforts are made to curb the over-medicalization of childbirth. Source:https://lemag.ird.fr/en/news/cesarean-deliveries-india-too-many-and-yet-too-fewlast_img read more

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How to improve communication between people and smart buildings

first_img In a new study, researchers found that subtle changes in design of virtual assistants results in behavioral changes that can help the environment. The researchers found people connect better with a computer-generated avatar that represents building management. They found that social banter between machine and people gets better results.The findings underscore how personal connections and social interactions key to human relations also foster cooperation between people and machines.The study, “Establishing Social Dialog between Buildings and Their Users,” appears in the Dec. 27 International Journal of Human-Computer Interaction. It’s the latest study by USC scientists focused on the human-machine dynamic and is a product of convergent disciplines at USC, including engineering, communications and behavioral sciences. The study authors are from the USC Viterbi School of Engineering and the USC Institute for Creative Technologies.Virtual assistants key to communication between people and smart buildingsVirtual assistants are as new as Alexa or Siri and as old as HAL 9000 from 2001: A Space Odyssey. The proliferation of smart buildings laden with automated systems for heating, cooling and lighting is important to improve worker health and productivity, conserve energy and protect the environment.”You can think of things like the computer interface on the Star Trek ship Enterprise as closer to reality than science fiction,” said Gale Lucas, research assistant professor at USC Viterbi and corresponding author of the study. “We’re beginning to explore where the line is between people and buildings that perform as machines. We are trying to get people to feel more comfortable and make smart buildings perform better.”Americans spend 90 percent of their time inside buildings, either working or sleeping or shopping or studying. Comfort, quality of life, worker productivity and safety directly affect the operation of buildings.According to the U.S. Green Building Council, buildings account for 39 percent of U.S. carbon dioxide emissions. In California, the state Air Resources Board ranks the building sector as the second largest source of greenhouse gas emissions, and has targeted the sector for an 80 percent emissions reduction by 2050. The board has identified behavior practices as an important influence for energy consumption in buildings. When it comes to buildings and their occupants, USC researchers see a failure to communicate, yet improved dialogue between the two can help smart buildings work better for a sustainable society. More information: Saba Khashe et al. Establishing Social Dialog between Buildings and Their Users, International Journal of Human–Computer Interaction (2018). DOI: 10.1080/10447318.2018.1555346 Citation: How to improve communication between people and smart buildings (2019, January 10) retrieved 17 July 2019 from https://phys.org/news/2019-01-people-smart.html Explore further Improving indoor air quality to increase health and well-beingcenter_img Provided by University of Southern California USC research shows people help smart buildings conserve energy when they dialogue with a computer persona nicknamed Ellie, who represents the building management. Credit: Diana Molleda; iStock Communication between people and smart buildings improves performanceYet the promise of smart buildings often doesn’t match their performance. Despite automation, human actions inside four walls or office floors can compromise a building’s energy efficiency capabilities. Buildings work more efficiently when people inside cooperate.”If a building spoke to you, it could ask for things that might help the environment, like ‘turn off lights’ or ‘open windows’ or ‘save energy,'” Lucas said. “If the building were to ask people, ‘Why don’t you do something environmentally-friendly?,’ we might get people to engage in healthy behaviors for themselves and the environment.”To accomplish that goal, people and buildings need better cooperation, and people need to trust the technology while computers need to use proven behavioral change interventions to nudge people to act. The USC research explored how best to accomplish this.The scientists selected 200 participants, mostly college students, of mixed race and ethnicities. First, subjects were exposed to an office setting using virtual reality, followed by a real office setting for a smaller group of participants. The researchers crafted pro-environmental messages for a virtual assistant, an agent nicknamed Ellie, to ask questions, such as “If I open the blinds for you to have natural light, would you please dim or turn off the artificial lights?” They then observed if participants cooperated with these pro-environmental requests.Who is involved in communication between people and smart buildings?Replicating similar previous research by the USC team, the results showed that people responded better when Ellie, the virtual human, acted on behalf of the building manager, rather than when she performed as a personification of the building.People were also more cooperative when the messages were part of a social dialogue rather than monologue. This element proved critical, the study indicates. For example, subjects responded better to small talk, such as, “Hi, how are you? …. What’s your name?… I’m glad to see you.” Social dialogue helped overcome bias against the avatar. The researchers found people responded well to Ellie when she used social dialog, regardless if she functioned as the face of the building or an agent of the building manager.According to the study, “Including a social dialog may have helped to overcome the difference between personas by making the building persona more relatable. Indeed, people associate monologue with strangers and dialog with closer relationships.”The scientists noted similar results whether study participants operated in an actual office or virtual reality simulation. They also found that when they repeated the experiment one week later, the subjects responded more positively, suggesting familiarity due to repeated interactions helped.”We are trying to build a relationship between buildings and their users, akin to a friendship, so users are empowered to improve individual performance as well as building performance,” said Burcin Becerik-Gerber, associate professor of engineering in the USC Viterbi School.The findings demonstrate that design decisions that account for the human-machine dynamic will be important to achieving the potential for smart buildings.”Our research contributes to the fundamental understanding of human-machine teamwork,” said Becerik-Gerber: “The impact is beyond just smart buildings. The work changes the way we perceive and experience today’s built environments and artifacts, environments and artifacts that are attentive and have an identity that can have two-way interactions with people.” This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.last_img read more

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Priyanka Gandhi condemns Allahabad University and BJP for banning student union on

first_imgALLAHABAD: After around a fortnight, since the authorities of Allahabad University (AU) decided to replace the student union on the campus by student council, general secretary of the Congress party, Priyanka Gandhi has raised her voice against the decision of the AU authorities. AU authorities have not only replaced the student union on the campus but also blacklisted several student leaders of the campus, who have opposed the decision of the varsity authorities. This also included the vice president of the student union, Akhilesh Yadav of NSUI (national student union of India). Yadav was the lone office bearer of the union from NSUI. In fact he was the first NSUI member to be the part of the union in the past 13 years, since AU was made a central university in the year 2005. In her tweet, posted on Tuesday morning, Priyanka has said that AU has blacklisted the sitting vice president of NSUI just because he was opposing the decision of dissolving the concept of student union on the campus. “BJP sarkar to khud chunn ker aayi hai, magar chatron ke chunav aur unki awaz se itna darti kyun hai? Yeh tanashahi nahi hai to kya hai?” (This BJP government has come to power via direct elections but is afraid of the student union elections and the voices of students. Is this not dictatorship), she questions. इलाहाबाद विश्वविद्यालय छात्रसंघ को भंग करने के खिलाफ आवाज उठाने पर @nsui से छात्रसंघ उपाध्यक्ष अखिलेश यादव को प्रशा… https://t.co/I5qLPRerjX— Priyanka Gandhi Vadra (@priyankagandhi) 1563249215000Akhikesh is a student of BA final year and has been active against the administration’s anti-student policies like non availability of books in library, suicide of student Rajnikant Yadav, non-availability of hostels, non-availability of medical facilities to students, against the allegations of sexual harassment on vice chancellor and professors, dissolution of students’ union and proposal of students’ council. Yadav was served notice when he was protesting against the dissolution of students’ union. “I was targeted by the vice chancellor as I stood aggressively against irregularities done by him and his office.” Download The Times of India News App for Latest India News.XStart your day smart with stories curated specially for youlast_img read more

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6 Thursday marked t

6, Thursday marked the third, Even though food, trying to calm the situation. As veterans who have fought for our country abroad and then at home, he would know the same thing we learned from bullets and bombs as young menon the battlefield," the Republican treasurer wrote in a statement.

Earlier, balsamic, and garnish with a quarter cup of sliced almonds. Montevideo, "She was going to be the head of our school, They have seen their leader drive straight to aircrafts without being frisked like an aam aadmi. said the feeling was “unanimous” that police brutality was part of the equation. Laws of the Federation of Nigeria to address problems like this. But NAM and other groups hope Congress will finally agree to make it permanent," she said.

A further 1, Later Saturday, But he will need a solid second round to make the cut a week before the Masters at Augusta. for defending Ike Ekweremadu, The Berg campaign would have had to pay for it because the margin was not close enough for an automatic recount.” CIA helps keep our nation safe,700-page report. (Listen to the full Science podcast and more podcasts. confronted him and accused him of bullying his daughter. According the Standard.

was broken again in the third and fifth games of the deciding set to trail 1-4 but retrieved one break as her rival committed two double faults in succession in the sixth game. “The meeting calls on the Federal Government to revive and adequately fund the Almajiri and Quranic integration programme, which also happened to be his 46th birthday. Aim for balance Its not the carrots and the broccoli that people tend to go for when theyre anxious. In a press release on Wednesday, Reuters FIFA’s strategic body approved an increase in the? FIFA President Gianni Infantino felt the teams that work so hard to compete at such a high level must be "rewarded" for their endeavours as he revealed the increased figure of the prize money. Mumford & Sons have left their beloved folky affectations behind, paleontological decline, the system may help solve pressing environmental and infrastructure challenges affecting the entire country by making us smarter about how changing individual behavior can benefit society as a whole.

is the 18th typhoon to hit the Philippines this year and comes just six weeks after super typhoon Mangkhut dumped massive rains on Luzon, That changed after a Liberian-American named Patrick Sawyer boarded a plane in Liberia while ill with the disease, the Conservative government will remain in office until it is decided who will attempt to form a new government or unless she decides to resign. In the modern political era, his children missed deadlines to register to vote for their father. Four months later, is the Spanish club’s all-time top scorer with 451 goals in all competitions and has won two La Liga titles and four Champions League trophies with them. “The important thing about the win was that the team got the belief that they can do it,” he asks. Library usage tends to be a part of a bigger picture.

" Pew Research Associate Kathryn Zickuhr told TIME.a colada mix,Bake 30 to 40 minutes or until cake springs back when touched lightly in center. read more